The answer to that question is quite simple. I believe that you should use a broker because when you purchase your life insurance or health insurance because you will have someone working in your corner. I am an Independent Insurance Broker in the State of Georgia. I work for my clients, not the insurance companies. [...]

You may qualify for a final expense benefit from the government: a one time payment of $255. Yet, final expenses are now averaging between $8,000 and $12,000. How will your family pay the difference? Now available in Georgia, is a plan that may pay up to $50,000 to your beneficiary for burial and other expenses [...]

I have a colleague who quoted his friend’s parents for life insurance back in 2004. At the time, both were healthy and were looking at $250,000-$500,000 policy for the mother, and $750,000-$1,000,000 policy for the dad.
After a few rounds of going back and forth, they abandoned the idea and decided that they were going to [...]

A life insurance broker is a dedicated person that encourages and listens to the needs and wants of a person looking for life insurance. It doesn’t matter what type of life insurance you are looking for, Whole life, Universal Life, or Term life. A broker will be able to find suitable rates for you to [...]

In Life Insurance Selling Magazine, (June 2009) Byron Udell wrote something that I liked. He is explaining to a client how R.O.P. works. Here is how he explains it. ”Mr. Client, here’s how it works. You set up an account and put $1,000 per year in it. The insurance company also sets up an account [...]

Life Insurance isn’t for the people who die. It’s for the people who live.
I recently found out that my colleague’s friend was diagnosed with Cancer. He is 48 and has three very young children. He makes about $125,000 per year. His wife is a stay at home mom. A few years ago he was quoted [...]